Cost is one of the primary barriers to post-traumatic stress disorder treatment. Understanding your options significantly increases access.
Insurance Coverage for Post-Traumatic Stress Disorder Treatment
The Mental Health Parity Act requires that insurance covers post-traumatic stress disorder treatment at parity with physical health. In practice:
- Check your plan's behavioral health benefits
- Understand your deductible and copay for post-traumatic stress disorder services
- Pre-authorization may be required for some post-traumatic stress disorder treatments
- In-network vs. out-of-network coverage differs significantly
Affordable Post-Traumatic Stress Disorder Treatment Options
- Sliding scale therapy: Many therapists adjust fees based on income
- Community mental health centers: Government-funded post-traumatic stress disorder services on sliding scale
- University training clinics: Supervised graduate students provide post-traumatic stress disorder therapy at low cost
- Online therapy platforms: Often less expensive than in-person
- Employee Assistance Programs (EAPs): Free therapy sessions through employers
Free Post-Traumatic Stress Disorder Resources
SAMHSA helpline (free, 24/7), Open Path Collective, National Alliance on Mental Illness (NAMI), and crisis lines provide free post-traumatic stress disorder support.