Pornography, or porn, is any sexually explicit material—written, visual, or otherwise—intended to sexually arouse. Pornography has existed for millennia, and today it remains widely available in books, magazines, and audio recordings, but is most readily found and accessed online: The world’s largest porn site claims that in 2018, it had a daily average of 92 million unique viewers, the vast majority of them males.
The Pornography-Financial Stress Cycle
Pornography and financial stress form a particularly vicious cycle. Each worsens the other, and both drain the cognitive and emotional resources needed to address either.
How Pornography affects finances:
- Impaired decision-making leads to poor financial choices
- Avoidance of bills, statements, and financial planning
- Retail therapy or impulsive spending as coping
- Reduced work performance affecting income
- Higher healthcare costs from managing pornography
- Social withdrawal reducing networking and opportunities
How financial stress worsens Pornography:
- Chronic financial stress activates the same stress systems as pornography
- Scarcity mindset reduces cognitive bandwidth
- Housing and food insecurity directly harm mental health
- Debt shame compounds existing shame and anxiety
- Lack of access to treatment due to cost
Breaking the Cycle
Financial Self-Compassion First
Before tactics: recognize that financial struggles during pornography are not moral failures. Circumstances, illness, and systems all play roles.
Low-Energy Financial Strategies
- Automation: Auto-pay bills, auto-save a small amount — removes decision burden
- Simplification: Reduce accounts, subscriptions, and financial complexity
- One financial task per day: Small consistent actions beat occasional overwhelm
- Financial therapy: A specialty that addresses psychological barriers to financial wellbeing
Accessing Help
- Employee Assistance Programs (EAPs) often include financial counseling
- Nonprofit credit counseling (NFCC members)
- Sliding-scale mental health treatment reduces healthcare costs
- Community mental health centers for lower-cost care
- Government programs for those experiencing financial hardship